Enjoy the finer side of life with a high spending line, a revolving line of credit, emergency card replacement, and cash disbursement services.

From presenting better choices on purchases to delivering a wealth of advantages, the Visa Gold Credit Card open your doors to the extraordinary.


Interest rate


Annual fee

OMR 300

Minimum salary

Visa Gold Credit Card

Comprehensive insurance

Cover for travel, medical, purchase protection, extended warranty and zero lost card liability.

24/7 Global Emergency Assistance

Freeze your credit card by calling our emergency service from anywhere in the world at any time of day.

Easy instalment plan

Easy instalment plan (3, 6 or 12 months) with 0% interest. Terms & Conditions apply.

Equipped with Visa 3D Secure

Visa 3D Secure guards you against unauthorised use of your card when making online transactions with additional password authentication for online transactions.

* 12% introductory interest rate for the first year only, 18% & 20% from year 2 onwards (T&C apply)

Fees and commission

Annual Fees
Primary CardRO 0/-
Supplementary CardRO 15/- *
Fees and Charges
Interest rate for Sohar International Salary Transfer customers (charged on the statement date outstanding balance)12% p.a. **
Interest rate for other customers (charged on the statement date outstanding balance)20% p.a.
Cash Advance FeeRO 1+3% of amount
Card Replacement FeeRO 10/-
Card Cancellation FeeRO 25/-
Over Limit FeeRO 5/-
Duplicate Statement FeeRO 5/-
Late Payment FeeRO 3+3% of amount due
Returned Cheque Fee (for lack of funds)RO 15/-
Receipt Copy Request Fee (on invalid disputes only)RO 10/-
Foreign Transactions Fees (apply for all transactions made in currencies other then OMR)2.5% of transaction amount
Priority Pass Access to Airport LoungesN/A
PIN reissuance feeRO 5/-
Repayment Term
Minimum Amount Due5% or RO 10/- whichever is higher
Cash Advance
Cash Advance Limit90% of card credit limit

Swipe table for more

* Free for the first year. RO 15/- will be applicable from year 2 onwards.

** Introductory Interest rate for the first 12 months of membership, followed by 18% p.a. from month 13 onwards.

Easy Instalment Plan

Our tariffs