Step into the world of signature.

From presenting better choices on purchases to delivering a wealth of advantages, the Visa Signature Credit Card open your doors to the extraordinary.


Interest rate

OMR 50**

Annual fee

OMR 2000

Minimum salary

Visa Signature Card

Free airport access

You and two guests can expect free 12 access in one calender year to over 650 airport lounges across the world.

Complimentary 3000 Reward Points

Earn more value for your purchases with the Mukaaf'aat loyalty program.

Annual Fee Waiver

Minimum spend of RO 10,000 per year per card.

Complimentary International Medical and Travel Assistance for Schengen and other visa applications

For more information, visit

Comprehensive insurance

Cover for travel, medical, purchase protection, extended warranty and zero lost card liability.

24/7 Global Emergency Assistance

Freeze your credit card by calling our emergency service from anywhere in the world at any time of day.

Easy instalment plan

Easy instalment plan (3, 6 or 12 months) with 0% interest. Terms & Conditions apply.

Equipped with Visa 3D Secure

Visa 3D Secure guards you against unauthorised use of your card when making online transactions with additional password authentication for online transactions.

* 12% introductory interest rate for the first year only, 18% & 20% from year 2 onwards (T&C apply)

** Free annual fee for the first year for primary and supplementary cardholders. From second year onwards: RO 50 for primary cardholder and supplementary cardholder.

Fees and commission

Fees per Card
Annual Fees

First year free

RO 50/- from second year onward

Annual Fee Waiver

Minimum Spend per card that will entitle you for annual fee waiver

RO 10,000/- per year

Supplementary Card

First year free

RO 50/- from second year onward

Fees and charges
Annual Interest rate (charged on the statement date outstanding balance)

12% first year

12% for Sohar International collateral customers

18% from the second year onwards for Sohar International salary transfer customers

20% from the second year onwards for other customers

Value Service ChargeRO 2.5/- per month
Cash Advance FeeRO 5 + 3% of amount
Card Cancellation FeeRO 25/-
Card Replacement FeeRO 10/-
PIN ReissuanceRO 5/-
Over Limit FeeRO 5/-
Duplicate Statement FeeRO 5/-
Late Payment FeeRO 10 + 3% on amount due
Returned Cheque Fee (for lack of funds)RO 15/-
Receipt Copy Request Fee (on invalid disputes only)RO 10/-
Foreign Transactions Fees (applies for all transactions made in currencies other than RO)2.75% of transaction amount
Re-payment Term
Minimum Amount Due5% or RO 10/- whichever is higher
Cash Advance
Cash Advance Limit90% of card credit limit

Mukaaf'aat rewards

Easy Instalment Plan

Our tariffs